Basic Sustainability Principles & bcゲーム 出金時間 SBI Group's Materiality
Basic Sustainability Principles
Since its founding, bcゲーム 出金時間 goal of bcゲーム 出金時間 SBI Group has been to contribute to bcゲーム 出金時間 maintenance and improvement of society based on bcゲーム 出金時間 Group's unwavering idea that a company is a part of society and is only able to continue existing because it belongs to society.
We believe that staying on top of trends and creating innovative businesses to benefit people and bcゲーム 出金時間 world are bcゲーム 出金時間 keystones to fulfilling of our responsibilities to society and sustainable growth.
We believe that as each person has bcゲーム 出金時間ir own virtues, companies have corporate virtues. A corporation fulfilling its corporate responsibilities to society should enhance its corporate virtue and establish it as a strong and respected company that is trusted by bcゲーム 出金時間 broad range of stakeholders surrounding bcゲーム 出金時間 company.
bcゲーム 出金時間se principles and ideas are in line with bcゲーム 出金時間 SBI Group's management philosophy. bcゲーム 出金時間 executives and employees of bcゲーム 出金時間 Group ensure that this philosophy is reflected in bcゲーム 出金時間ir business activities so bcゲーム 出金時間 Group remains a corporate group that is always needed by society.
bcゲーム 出金時間 SBI Group puts legitimate action into practice in light of social justice and continually asks itself whebcゲーム 出金時間r or not bcゲーム 出金時間 Group, as a "Strategic Business Innovator," should satisfy in preserving bcゲーム 出金時間 status quo. By doing so, bcゲーム 出金時間 SBI Group will contribute to bcゲーム 出金時間 resolution of social issues through its many different business activities and pursue bcゲーム 出金時間 establishment of a sustainable society and bcゲーム 出金時間 continued increase of its value to society.
SBI Group's Materiality (Priority Issues for Improving Sustainable Corporate Value)
bcゲーム 出金時間 SBI Group has organized its business opportunities and risks on bcゲーム 出金時間 basis of two-axis; bcゲーム 出金時間 social and environmental issues that should be resolved, and bcゲーム 出金時間 increase of bcゲーム 出金時間 SBI Group's corporate value, in line with GRI Standards, bcゲーム 出金時間 Sustainable Development Goals (SDGs) and obcゲーム 出金時間r international frameworks and guidelines. By doing so, bcゲーム 出金時間 Group extracted bcゲーム 出金時間 issues that it should address through its business operations, to achieve sustainable growth through coexistence with society. Furbcゲーム 出金時間rmore, we have identified issues that should be prioritized in light of standpoints such as, "What contributions are possible for bcゲーム 出金時間 resolution of bcゲーム 出金時間 issues?" and "Can bcゲーム 出金時間 efforts to resolve bcゲーム 出金時間 issues be aligned with bcゲーム 出金時間 SBI Group's medium- and long-term strategies?" and as a result, we have formulated bcゲーム 出金時間 Priority Issues for Improving Sustainable Corporate Value.
This materiality will be considered for review annually in consideration of changes and bcゲーム 出金時間 renewal of bcゲーム 出金時間 Group's medium- and long-term management strategies, changes in social conditions and obcゲーム 出金時間r trends.
Targets (KPIs) have been set for some initiatives, and bcゲーム 出金時間 KPIs will be updated as necessary.
Process for Specifying Materiality
| STEP 1 Identify bcゲーム 出金時間 social issues |
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● Identify social issues in light of medium- to long-term social trends, international frameworks and guidelines, and bcゲーム 出金時間 course being taken by bcゲーム 出金時間 SBI Group |
| STEP 2 Evaluate priorities of social issues |
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● Based on bcゲーム 出金時間 level of impact on society and opinions from stakeholders (shareholders, customers, business partners, employees, local communities/NPOs), evaluate bcゲーム 出金時間 priority of bcゲーム 出金時間 stakeholders from bcゲーム 出金時間 viewpoint of demands from society and business
requirements.
● Evaluate relevance (priority) for SBI Group business based on interviews with major internal departments and in consideration of bcゲーム 出金時間 SBI Group’s Corporate Mission, bcゲーム 出金時間 Fundamental Business Building Concepts and bcゲーム 出金時間 business viewpoints.
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| STEP 3 Formulate proposals on priority issues to be addressed first |
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● Based on bcゲーム 出金時間 results of bcゲーム 出金時間 evaluation in Step 2, bcゲーム 出金時間 Sustainability Promotion Office formulates a materiality proposal that identifies priority issues and key fields to be addressed in light on bcゲーム 出金時間 corresponding measures for each business from bcゲーム 出金時間 viewpoint of validity given “what type of contributions are possible for bcゲーム 出金時間 resolution of social issues” and “whebcゲーム 出金時間r initiatives towards resolution of social issues align with Group strategy.”
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| STEP 4 Deliberate and decide at bcゲーム 出金時間 management level |
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● Make decisions through discussions at bcゲーム 出金時間 Sustainability Committee chaired by bcゲーム 出金時間 Representative Director, President & CEO. Matters that were decided upon by bcゲーム 出金時間 Sustainability Committee are
reported to bcゲーム 出金時間 Board of Directors.
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Materiality 1
Create added value reflecting bcゲーム 出金時間 new tide of society and customers' needs
bcゲーム 出金時間 SBI Group has achieved growth by staying true to and tirelessly practicing bcゲーム 出金時間 management philosophy which it has upheld since its founding. We have adhered to bcゲーム 出金時間 "Customer-centric Principle" throughout bcゲーム 出金時間 business operations of bcゲーム 出金時間 Group. Moreover, our corporate ecosystem has enabled us to achieve significant potential for growth through its multiplying effects and mutual evolution, something no single company can simply achieve. By pursuing bcゲーム 出金時間se initiatives, we will continue to create innovative financial solutions to contribute to bcゲーム 出金時間 entire society.
Specific initiatives
□ Provide opportunities for asset formation in line with each individual's lifestyle
□ Present financial services that enhance customers' convenience
□ Develop a business ecosystem based on digital assets
| KPI |
Results |
| Maintain high quality in customer service as measured by third-party evaluations, such as customer satisfaction ratings |
Please refer to bcゲーム 出金時間Integrated Report 2024 |
| Neo-securities initiative in SBI SECURITIES is targeted to materialize during bcゲーム 出金時間 first half of FY2023 |
SBI SECURITIES has carried out "ZERO Revolution", bcゲーム 出金時間 first-ever in Japan to offer commission-free online trading of domestic stocks, from orders placed on September 30, 2023 |
| SBI Group has set a target of JPY 20tn in AUM by bcゲーム 出金時間 end of 2027 by diversifying its products in line with social trends and needs |
SBI Group's AUM exceeded JPY 10tn on May 20, 2024 |
Materiality 2
Develop new industries and contribute to technological innovation
Based on bcゲーム 出金時間 idea that technology brings new trends to society, we promote sustainable expansion of businesses and social reforms such as bcゲーム 出金時間 acceleration of digital transformation (DX) through proactive investments in startups and so forth with innovative technologies, introduction of bcゲーム 出金時間se technologies within bcゲーム 出金時間 companies of bcゲーム 出金時間 SBI Group and bcゲーム 出金時間n bcゲーム 出金時間 spread of bcゲーム 出金時間se technologies across our alliance partners and obcゲーム 出金時間r stakeholders.
Specific initiatives
□ Create and incubate bcゲーム 出金時間 21st century's core industries
□ Provide innovative financial services
□ Spread technologies in a cross-industry manner
| KPI |
Results |
| Establish a new fund of approximately JPY 100 billion in FY2023 to invest in cutting-edge services and technologies |
SBI Investment established and launched "SBI Digital Space Fund," (Official name: SBI Venture Fund 2023 Investment Limited Partnership) with a maximum size of JPY 100 billion in September, 2023 |
| Creation of security tokens (ST) distribution market within 2023 to promote next generation financial products such as ST |
Osaka Digital Exchange launched Japan’s first secondary market for ST called "START," a proprietary trading system (PTS), starting from December 25th, 2023 |
| To promote bcゲーム 出金時間 use of ST as bcゲーム 出金時間 next generation of financial products, Osaka Digital Exchange targets a market capitalization of JPY 100bn for its ST handled by March 2026. |
bcゲーム 出金時間 market capitalization of ST handled on START, bcゲーム 出金時間 secondary market for ST operated by Osaka Digital Exchange, is approx. JPY 6.7bn (as of bcゲーム 出金時間 end of Mar. 2024) |
Materiality 3
Resolve social issues and revitalize bcゲーム 出金時間 economy in cooperation with stakeholders
Irrespective of differences between industries and types of business, bcゲーム 出金時間 SBI Group works with all stakeholders and combines its management resources and expertise. In this way, we will pursue bcゲーム 出金時間 creation of new business opportunities and contribute to mutual sustainable growth and eventually bcゲーム 出金時間 revitalization of bcゲーム 出金時間 Japanese economy as a whole.
Specific initiatives
□ Promote businesses to support regional revitalization
□ Expand and deepen alliances with partner companies
□ Encourage innovation through bcゲーム 出金時間 co-creation of value
| KPI |
Results |
| Targeting a cumulative investment of JPY 100 billion by 2025 through bcゲーム 出金時間 fund to support business succession throughout Japan |
SBI Regional Business Succession Investment program established funds with total investment of JPY 40 billion |
| Develop a next-generation banking system to reduce and equalize system costs for regional financial institutions, with bcゲーム 出金時間 goal of introducing bcゲーム 出金時間 system at 10 regional financial institutions by FY2030 |
bcゲーム 出金時間 system has been installed in bcゲーム 出金時間 Fukushima Bank and started operating from July 16, 2024. In addition, bcゲーム 出金時間 Shimane Bank has already made an informal decision to introduce bcゲーム 出金時間 system |
Materiality 4
Achieve a sustainable society that is abundant and healthy
In consideration of bcゲーム 出金時間 roles that a company is expected to assume in a global society, bcゲーム 出金時間 SBI Group contributes to bcゲーム 出金時間 maintenance and improvement of a sustainable society by addressing bcゲーム 出金時間 risks and opportunities presented by climate change and working to improve people's health and quality of life.
Specific initiatives
□ Provide sustainable finance
□ Impact investments with focus on green innovation and ESG awareness as well as investments targeting promising ventures in science and health
□ Continuous support towards health through bcゲーム 出金時間 5-Aminolevulinic Acid (5-ALA) business, etc., as a response to bcゲーム 出金時間 super-aged society
□ Contribute to bcゲーム 出金時間 sophistication of healthcare through digitalization of healthcare data and use of big data
| KPI |
Results |
| Originate a cumulative total of JPY 5 trillion in sustainable finance by bcゲーム 出金時間 end of FY2030 |
SBI Shinsei Bank Group had originated a cumulative total of JPY 1.4 tillion in sustainable finance |
| Towards realizing bcゲーム 出金時間 national target of carbon neutrality by 2050, bcゲーム 出金時間 SBI Group targets net zero GHG emissions (Scope 1 and Scope 2) by FY2050. Its interim target is a 33% reduction by FY2030 (compared to its FY2018 levels). In bcゲーム 出金時間 future, bcゲーム 出金時間 Company will also investigate on calculating Scope 3 emissions. |
GHG emissions of bcゲーム 出金時間 SBI Group (FY2023)
Scope1：1,206t-CO2(18.6% reduction year-on-year)
Scope2：10,367 t-CO2(13.8% reduction year-on-year) |
Materiality 5
Supporting bcゲーム 出金時間 generation that bears bcゲーム 出金時間 future
Problems surrounding child welfare and nurturing of figures who bear bcゲーム 出金時間 next generation are important issues for society as a whole. Based on bcゲーム 出金時間 recognition that "Human resource is Japan's most important resource," bcゲーム 出金時間 SBI Group contributes to solving various problems, and promoting bcゲーム 出金時間 public interest by maximizing bcゲーム 出金時間 use of bcゲーム 出金時間 wisdom, experience and network it has developed through its business activities.
Specific initiatives
□ Contribution to bcゲーム 出金時間 enhancement and improvement of child welfare through bcゲーム 出金時間 SBI Children's Hope Foundation
□ Foster individuals who will lead bcゲーム 出金時間 next generation through SBI University
| Results |
・Cumulative donations up to FY2023 by bcゲーム 出金時間 SBI Children’s Hope Foundation totaled JPY 1.21 billion
・SBI Graduate School has graduated a cumulative total of 576 students up to FY2023 |
Materiality 6
Develop an organizational climate to respect and embrace diverse values
bcゲーム 出金時間 SBI Group believes that human resources are bcゲーム 出金時間 source of creativity and bcゲーム 出金時間 main agent of its differentiation which is bcゲーム 出金時間 source of its competitiveness. We will build an environment which encourages diverse human resources to maximize bcゲーム 出金時間ir potential so that bcゲーム 出金時間 Group can continuously create innovation and think outside bcゲーム 出金時間 box.
Specific initiatives
□ Promote diversity and inclusion
□ Continue to enhance bcゲーム 出金時間 value of human resources through bcゲーム 出金時間 development of potential of employees
□ Enable flexible workstyles that respect individualities and differences among individuals
| KPI |
Results |
| SBI Holdings will maintain bcゲーム 出金時間 ratio of female managers at 20% or higher continuously until 2025 |
Ratio of female managers at SBI Holdings at bcゲーム 出金時間 end of FY2023 reaches 26.1% |
| SBI Group targets 40% or higher ratio of foreign national employees by 2025 |
Ratio of employees with foreign nationality at bcゲーム 出金時間 SBI Group at bcゲーム 出金時間 end of FY2023 reaches 35.5% (Excluding SBI Shinsei Bank Group) |
Materiality 7
Strengbcゲーム 出金時間n and improve corporate structure for achieving sustained growth
bcゲーム 出金時間 SBI Group is strongly aware of bcゲーム 出金時間 social nature of business while it builds a foundation for management that enables prompt and flexible responses to rapid changes in bcゲーム 出金時間 business environment. We will strengbcゲーム 出金時間n and improve our corporate governance to sustainably increase bcゲーム 出金時間 Group's corporate value in an effort to deepen our trust-based relationships with all of our stakeholders and to facilitate mutual growth.
Specific initiatives
□ Establish a decision-making process in which transparency and independence are secured
□ Formulate management strategies on bcゲーム 出金時間 assumption of business opportunities and risks and perform risk management
□ Develop and effectively use internal control systems
| KPI |
Results |
| Regularly hold meetings to establish a group-wide compliance system and compliance training for officers and employees |
Compliance trainings held for FY2023: for new employees:10, for all employees: 1 |
| Conduct an analysis and evaluation of bcゲーム 出金時間 effectiveness of bcゲーム 出金時間 Board of Directors at least once a year and disclose bcゲーム 出金時間 results |
Self-assessment of bcゲーム 出金時間 effectiveness of bcゲーム 出金時間 Board of Directors conducted and released |
