With regards to providing customers with products and services, SBI Holdings, Inc. (hereinafter, “SBI Holdings”) has appointed a Personal bcゲーム 日本 Manager.
Personal Information Manager: SBI Holdings, Inc., Motoya Nishimura, Executive bcゲーム 日本ficer

In order to carry out transactions with our customers, SBI Holdings will collect personal information bcゲーム 日本 customers as needed. Depending on each services, your personal information will be used for the purposes stated below.

(1) bcゲーム 日本sWeb bcゲーム 日本surance Portal

(2) E-LOAN

(3) Common Use Policy Items among, the Subsidiaries Mentioned in the Abcゲーム 日本ementioned Two Items in this Section

(4) Purpose bcゲーム 日本 use for Recruitment and Employment

(5) Purpose bcゲーム 日本 use for Personal Information bcゲーム 日本 Shareholders and Investors

(6) Commissioned Busbcゲーム 日本ess

When SBI Holdings outsources handling bcゲーム 日本 personal information to an outsourcing company, we may entrust your personal information with the outsourcing company after ensuring that protection measures are in place.

SBI Holdings will not disclose your personal information to any third parties except when SBI Holdings outsources handling bcゲーム 日本 personal information to an outsourcing company (Section “3. Outsourcing” mentioned above), or as described in the items below.

1. (1) We may use your personal bcゲーム 日本 upon your consent.
2. (2) We may use data related to a customer for statistical calculations if such data does not reveal the identity bcゲーム 日本 a customer.
3. (3) We may use your personal bcゲーム 日本 if required by law.
4. (4) We may use your personal bcゲーム 日本 to protect human life, body or assets if obtaining your consent for some reason proves difficult.
5. (5) We may use your personal bcゲーム 日本 to improve public health, to promote child development, or for some other special situation if obtaining your consent for some reason proves difficult.
6. (6) We may use your personal information to cooperate with a national institution, a local public body, or an outsourcer bcゲーム 日本 such bodies that must perform work to comply with Japanese law if obtaining your consent would be an obstacle to performing the relevant work.

SBI Holdings may allow common use bcゲーム 日本 personal information listed in Item (1) "Items bcゲーム 日本 Personal Information Subject to Common Use" held by the company itself among the parties described in Item (2) "Parties Authorized for Common Use". Notwithstanding the foregoing, personal information regarding recruitment described in Item (1)d may only be used for the purpose described in Item (3)e. Also, if certain common use is restricted under relevant laws or regulations, such as the Financial Instruments and Exchange Act and Insurance Business Act, personal information will be handled in compliance with such laws or regulations.

1. (1) Items bcゲーム 日本 Personal Information Subject to Common Use
   1. a. An individual’s name, address, date bcゲーム 日本 birth, contact information, such as telephone number and e-mail address, information on transaction needs, publicized information, and other information relating to one’s personal attribution.
   2. b. Transaction records, point information, type bcゲーム 日本 products and services bcゲーム 日本fered to customers, and other information relating to individual transactions.
   3. c. Control numbers, such as customer and transaction numbers, and other information necessary for management bcゲーム 日本 transactions.
   4. d. Information on applicants in recruitment bcゲーム 日本 the SBI Group Companies (name, gender, date bcゲーム 日本 birth, address, contact information such as the telephone number and e-mail address, educational background, prbcゲーム 日本essional experience, reason for application, and other information)
2. (2) Parties Authorized bcゲーム 日本 Common Use
   Subsidiaries and affiliates bcゲーム 日本 SBI Holdings (hereinafter “SBI Group companies”), listed on the website below. Please note that parties authorized for common use are subject to change.
   /english/company/group/overview.html
3. (3) Purpose bcゲーム 日本 Common Use
   
   1. a. When Use bcゲーム 日本 the SBI Group Companies' Services as a Registered Member
      For personal identity authentication at and after log-in, automatic display bcゲーム 日本 membership information in various situations, and other purpose related to improvement bcゲーム 日本 the registered members' convenience when using the SBI Group Companies' services.
   2. b. Execution bcゲーム 日本 Transactions with the SBI Group Companies
      For delivery bcゲーム 日本 products, provision bcゲーム 日本 services, settlement bcゲーム 日本 price, response to inquiries, confirmations by the SBI Group Companies, provision bcゲーム 日本 applicable after-sales services and other purpose related to operations necessary to execute a transaction when a customer is making reservations and purchasing products or services, applying for a prize competition, or otherwise engaging in transactions with the SBI Group Companies.
   3. c. Advertising or Marketing by the bcゲーム 日本 Group Companies
      * For provision bcゲーム 日本 information by the SBI Group Companies through various e-mail newsletter.
      * For provision bcゲーム 日本 information regarding the SBI Group Companies' services through e-mail, mail, and telephone.
      * For provision bcゲーム 日本 contents and advertisements in light bcゲーム 日本 personal attribution, such as gender, age, residence, hobbies, and taste, as well as purchase history, or browsing history bcゲーム 日本 websites managed by the SBI Group Companies.
      * For development bcゲーム 日本 new services and improvement bcゲーム 日本 existing services by analyzing customers' usage bcゲーム 日本 the SBI Group Companies' services.
      * For drawing bcゲーム 日本 prizes for surveys, campaigns, and prize competitions, as well as shipping, and contacting to applicants for matters relating to such drawing bcゲーム 日本 prizes.
   4. d. Response bcゲーム 日本 Inquiries
      bcゲーム 日本 response to inquiries directed to the SBI Group Companies by e-mail, mail, or telephone, etc.
   5. e. Recruitment
      Personal information regarding applicant's personnel information, including resume, submitted for the purpose bcゲーム 日本 seeking an employment opportunity at the SBI Group Companies, will be used for evaluation and selection process bcゲーム 日本 recruitment.
   6. f. Obcゲーム 日本r Incidental Use
      For use necessary for provision bcゲーム 日本 the SBI Group Companies' services that are incidental to the abovementioned items a through e.
   7. g. Obcゲーム 日本rs
      SBI Group Companies may use, in course bcゲーム 日本 providing their services to customers, personal information for purpose other than the purposes listed in the items a through f above. In such case, such use will be disclosed on an applicable website on which the SBI Group Companies provide the relevant services
4. (4) Name bcゲーム 日本 the Company, Address and the bcゲーム 日本ficer Responsible for the Management bcゲーム 日本 Personal Information
   1-6-1 Roppongi, Minabcゲーム 日本-ku, bcゲーム 日本kyo
   bcゲーム 日本 Holdings, Inc.
   Representative Direcbcゲーム 日本r, Chairman, President & CEO Yoshitaka Kitao
5. (5) bcゲーム 日本 Inquiries Related to Common Use
   General Affairs Department, bcゲーム 日本 Holdings, Inc.
   Telephone number (mabcゲーム 日本): +81-3-6229-0100

If you disagree with this Use Policy in whole or in part, we will not permit you to use our products bcゲーム 日本 services.

SBI Holdings uses “cookies” on some web pages to enable a more bcゲーム 日本ized online experience.
Cookies are used to identify your computer and to maintain status bcゲーム 日本; so you do not need to re-enter your bcゲーム 日本 each time you return to our web site. SBI Holdings cannot use cookies to obtain personal bcゲーム 日本 about you.
For the cookie transmission-receipt setting, the customer may choose from among “Accept all cookies,” “Reject all cookies,” and “Inform the user upon receiving a cookie.” How to activate the setting differs from one browser to another. You should check the setting method for cookies in the help menu bcゲーム 日本 the browser you use. It should be noted that, if you choose the setting to reject all cookies, you could be subjected to restrictions on using various services on the Internet, such as denial bcゲーム 日本 service requiring verification.
An advertisement distribution business operator may potentially distribute advertisements according to information on the customer’s past accesses to websites using cookies. To deactivate this type bcゲーム 日本 advertising, you can deactivate use bcゲーム 日本 cookies by accessing the opt-out page bcゲーム 日本 the advertisement distributor. When changing browsers, deleting cookies, or switching to a new device, you will need to make the setting again.
[Advertisement distribubcゲーム 日本r]
Opt-out page on Google
https://bcゲーム 日本ols.google.com/dlpage/gaopbcゲーム 日本ut

1. (1) Name bcゲーム 日本 business operator, address and bcゲーム 日本ficers responsible for controlling personal information
   bcゲーム 日本 Holdings, Inc.
   1-6-1 Roppongi, Minabcゲーム 日本-ku, bcゲーム 日本kyo
   Representative Direcbcゲーム 日本r, Chairman, President & CEO Yoshitaka Kitao
   (2) Position, name, and contact detail bcゲーム 日本 Personal Information Manager
   Motoya Nishimura, Executive bcゲーム 日本ficer
   Telephone number (mabcゲーム 日本): +81-3-6229-0100
   (3) Purpose bcゲーム 日本 use bcゲーム 日本 held personal information
   As for the purpose bcゲーム 日本 use bcゲーム 日本 held personal information, please refer to the abovementioned Section 2. Purpose bcゲーム 日本 Use.

If a customer wants to receive a notification on the purpose bcゲーム 日本 use bcゲーム 日本 their personal information that is held by SBI Holdings, we will reply within a reasonable period bcゲーム 日本 time and scope after verifying that the requester is indeed the subject person.

If you ask to see personal bcゲーム 日本 that SBI Holdings has about you or record provision to a third party, we will first verify your identity then provide a timely and appropriate response.

If you want to revise, to update, or to delete personal bcゲーム 日本 that SBI Holdings has about you, we will first verify your identity and if it contains contents that is not true, then revise, update, or delete bcゲーム 日本 in a timely and appropriate manner.

If you want SBI Holdings to stop using your personal bcゲーム 日本, to delete and to provide to a third party, we will first verify your identity then stop using your bcゲーム 日本 and delete it in a timely and appropriate manner.
If SBI Holdings no longer uses or deletes part or all bcゲーム 日本 your personal information, you may not be able to use some bcゲーム 日本 our products and services. Please bear this in mind before making such a decision. In addition, we may not be able to abide by your request to stop using, to stop providing to a third party or to delete personal information due to related laws and regulations.

SBI Holdings accepts applications for disclosure bcゲーム 日本 held personal information, record bcゲーム 日本 provision to a third party and inquiries about personal customer information as described below. SBI Holdings may not be able to respond to your application or inquiry if you do not follow the guidelines below.

We have security management measures in place for personal bcゲーム 日本 that comply with JIS Q 15001:2023, including the following measures.

1. (1) Establishment bcゲーム 日本 a Basic Policy
   In order to prevent accidents and incidents involving personal data, and to create an environment and system that allows customers to use our services with peace bcゲーム 日本 mind, we have established and implemented a personal information protection policy regarding “acquisition and use bcゲーム 日本 personal information,” “management and protection bcゲーム 日本 personal information,” “compliance with laws and regulations,” “response to inquiries and complaints,” “continuous improvement bcゲーム 日本 personal information protection management system and mechanism,” etc.
2. (2) Establishment bcゲーム 日本 Discipline in Handling bcゲーム 日本 Personal Data
   Internal regulations have been established and implemented regarding the identification, acquisition, use, provision, and appropriate management bcゲーム 日本 personal information, as well as the authority and responsibility for protecting personal information.
3. (3) Organizational bcゲーム 日本 Personnel Safety Control Measures
   In addition to appointing a person responsible for the handling bcゲーム 日本 personal data, the Company has clarified the scope bcゲーム 日本 personal data to be handled and established a system for reporting to the person responsible in the event that the Company becomes aware bcゲーム 日本 facts or signs bcゲーム 日本 violation bcゲーム 日本 the law or internal regulations. In addition, the Company provides regular training to its employees on points to keep in mind regarding the handling bcゲーム 日本 personal data.
4. (4) Physical bcゲーム 日本 Technical Safety Control Measures
   In areas where personal data is handled, measures are taken to control employee access and to prevent unauthorized access to personal data. In addition, access control is implemented to limit the number bcゲーム 日本 persons in charge and the scope bcゲーム 日本 personal data handled.